Saving money for our members

BVA members benefit from discounted products and services that we have negotiated on your behalf

Every member has access to:

Lloyd & Whyte insurance and financial services for vets

As a BVA member you benefit from discounted insurance and specially tailored financial products and services through Lloyd & Whyte

Whether at work or at home, recently qualified, or a partner at your practice, Lloyd & Whyte can provide insurance and financial solutions for your requirements as a veterinary professional.

Lloyd & Whyte are committed to providing exceptional levels of customer services, alongside quality products and expert advice from their team of independent financial advisers. Preferential rates and features have also been negotiated on BVA members' behalves on many of the products and services, so taking full advantage of this provision could even mean your membership pays for itself.

Lloyd & Whyte Quote Zone is designed to help vets find insurance quotes more easily or you can find a list of their insurance products below.

You and your practice

You and your family

Contact Lloyd & Whyte

BVA members can take advantage of any of Lloyd & Whyte services and products by calling 01823 250 700 or emailing

To qualify for these exclusive discounts you will need your BVA membership number.

Terms and conditions

Arranged through Lloyd & Whyte and Lloyd & Whyte (Financial Services) Ltd, Affinity House, Bindon Road, Taunton, Somerset, TA2 6AA.

Lloyd & Whyte Veterinary Division is a trading style of Lloyd & Whyte Ltd and Lloyd & Whyte (Financial Services) Ltd, who are authorised and regulated by the Financial Services Authority. Calls may be recorded for use in quality management, training and customer support.

+ Your home may be possessed if you do not keep up repayments on your mortgage.The value of your investment and the income from it may rise as well as fall and is not guaranteed. You may not get back the full amount invested.

Legal Recoveries & Collections Ltd (LRC), Debt Recovery Solutions

BVA members can benefit from competitively-priced debt recovery services from BVA partner Legal Recoveries & Collections Ltd. LRC offers a full range of debt recovery services and its team of professionals specialise in pre-legal collections, legal recoveries, enforcement services and other offerings such as debtor tracing and insight to provide a ‘propensity to pay’ and assist with any decision making on accounts. LRC can also undertake any 'second placement cases' where a former debt recovery supplier has previously been unsuccessful. LRC acts for clients by either managing the whole debt recovery process for them, including any payment arrangements.

LRC is regulated by the Solicitors Regulation Authority (SRA) and able to handle all legal recoveries in-house – eliminating the need to partner with a third party law firm for the issue of claims. LRC’s status is that of a debt recovery legal practice and as such offers a total end-to-end service within the debt recovery sector.

BVA member LRC rates

Debt collected Total charged commission 
Up to £1,000 10%
Between £1,000.01 and £5,000 8%
Over £5,000.01 6%
Second placement cases  25%

Action Fee
Initial trace  £7.50
Secondary trace  £27.50
Issue claim form (legal action)  £25
Application for Judgement  £15
High Court Enforcement Officer  £40
Attachment of Earnings £40
Charging Order  £150 

Contact LRC 

To find out more about BVA's debt recovery partner visit the LRC website, call 0330 024 6350 or email To qualify for these exclusive discounts you will need your BVA membership number.

Terms and Conditions

This service is provided entirely by Legal Recoveries & Collections Ltd (LRC) as an endorsed affinity partner of BVA and not by BVA - BVA has entered into a contract with LRC Ltd to provide preferential rates to BVA members only and are not involved with the collection of any debts. Upon uptake of the service BVA members will be engaging in a service contract agreement with LRC and as such will be subject to their terms and conditions of use.

Telephone answering overflow support from Moneypenny

As a BVA member, you are entitled to the most competitive rates offered by Moneypenny, one of the UK’s leading telephone answering and outsourced switchboard providers. Moneypenny provides you with your own Moneypenny Receptionist, specially trained in the veterinary sector, to work just as if based in your practice.

Briefed by you on your practice, your receptionist looks after overflow calls whenever your in-house team is busy. Calls are transferred to you (or a colleague) wherever you are, or messages are sent to you immediately by email or text.

BVA members exclusive trial

BVA members are entitled to an exclusive 2-week, no-obligation free trial to experience Moneypenny’s service first-hand, and establish what package is right for your call volume. BVA members also benefit from free Saturday morning call handling. This can be extended to evenings, full weekends or even 24-7.

All packages include:

  • A dedicated Moneypenny Receptionist
  • Messages sent via email or text
  • Out-of-hours voicemail
  • Full online audit trail of calls
  • Management reports
  • No set-up fees

Contact Moneypenny to find out more on 0333 202 1005

International Veterinary Officers Coalition (IVOC)

IVOC is an annual meeting that brings together the CEOs and Presidents of six veterinary associations around the world. It is an opportunity to discuss common issues within the profession.

Alongside BVA, the following associations are IVOC members:

As a BVA member, you can benefit from three months' free membership to an IVOC association if you move to that country. 

Members can also attend any of the member association conferences at a discounted rate.

To find out more, please contact the relevant association.

Private health insurance from Bupa

As a member of the British Veterinary Association, you can receive a discount* on BupaCare health insurance. That’s just one reason to consider Bupa, here are a few more:

  • For getting the help you need faster – for certain conditions, such as muscle, bone and joint conditions, you can speak straight to a specialist, usually without waiting to see a GP**.
  • For cancer care that helps get you there – you’ll have access to any cancer drug in the UK that’s licensed for your condition, even if the National Institute for Health and Care Excellence (NICE) haven’t yet approved it or it isn’t available on the NHS***.
  • For nothing less than health expertise – whenever you need reliable health advice, for you and your family, you can call Bupa’s Anytime HealthLine to speak directly to qualified nurses and doctors 24/7.
  • For more than just health insurance – Bupa don’t just insure, they care. As well as funding diagnosis and treatment, they employ health experts to support you at every step.

To find out more please call Bupa on 0808 115 6634^. Terms and conditions apply.

Bupa terms and conditions

*This discount is available for eligible BVA members and valid on new quotes. Discounts will be reviewed on 1 March 2019 and any changes will then apply to renewals and new quotes taken out after that date. This offer cannot be used in conjunction with any other offer, promotion or discount on the same product. Quotes are valid for 14 days.

**Direct access telephone services are available as long as the symptoms are covered under the policy. Direct access services may not be available for some underwriting methods. Please call Bupa to allow them to check your eligibility for the direct access service.

***Applies to eligible cancer drugs and treatments covered by your policy.

^Bupa may record or monitor calls. Lines are open from 8am to 8pm Monday to Friday and 9am to 12.30pm Saturday.

Anytime HealthLine is not regulated by the Financial Conduct Authority.

Bupa health insurance is provided by Bupa Insurance Limited. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. The British Veterinary Association is an Introducer Appointed Representative of Bupa Insurance Services Limited.

    • Elsevier

      Elsevier discount for BVA members

      BVA members in the UK, Europe, the Middle East and Africa benefit from 25% off all veterinary books and ebooks from Elsevier.

      Accessing the discount 

      If you are member please log in to access the discount code

      About Elsevier

      Elsevier produces the world’s finest selection of veterinary textbooks and reference books in both print and electronic format as well as journals and online resources.

      Elsevier discount terms and conditions

      • This discount is only available for use by BVA members purchasing books and ebooks from Elsevier Health
      • By using this discount, you agree to Elsevier sharing your personal information with BVA for the purposes of improving the quality of the service we offer you
      • The offer only applies to customer in the UK, Europe and Middle East and Africa with free delivery in the UK
      • Customers must order online from, or to claim their discount
      • The discount is applied to the RRP price on Veterinary books and eBooks only (it does not include journals or international editions)