Saving money for our members

BVA members benefit from discounted products and services that we have negotiated on your behalf

Every member has access to:

Lloyd & Whyte insurance and financial services for vets

As a BVA member you benefit from discounted insurance and specially tailored financial products and services through Lloyd & Whyte

Whether at work or at home, recently qualified, or a partner at your practice, Lloyd & Whyte can provide insurance and financial solutions for your requirements as a veterinary professional.

Lloyd & Whyte are committed to providing exceptional levels of customer services, alongside quality products and expert advice from their team of independent financial advisers. Preferential rates and features have also been negotiated on BVA members' behalves on many of the products and services, so taking full advantage of this provision could even mean your membership pays for itself.

Lloyd & Whyte Quote Zone is designed to help vets find insurance quotes more easily or you can find a list of their insurance products below.

You and your practice

You and your family

Contact Lloyd & Whyte

BVA members can take advantage of any of Lloyd & Whyte services and products by calling 01823 250 700 or emailing

To qualify for these exclusive discounts you will need your BVA membership number.

Terms and conditions

Arranged through Lloyd & Whyte and Lloyd & Whyte (Financial Services) Ltd, Affinity House, Bindon Road, Taunton, Somerset, TA2 6AA.

Lloyd & Whyte Veterinary Division is a trading style of Lloyd & Whyte Ltd and Lloyd & Whyte (Financial Services) Ltd, who are authorised and regulated by the Financial Services Authority. Calls may be recorded for use in quality management, training and customer support.

+ Your home may be possessed if you do not keep up repayments on your mortgage.The value of your investment and the income from it may rise as well as fall and is not guaranteed. You may not get back the full amount invested.

Legal Recoveries & Collections Ltd (LRC), Debt Recovery Solutions

BVA members can benefit from competitively-priced debt recovery services from BVA partner Legal Recoveries & Collections Ltd. LRC offers a full range of debt recovery services and its team of professionals specialise in pre-legal collections, legal recoveries, enforcement services and other offerings such as overseas collections and litigation score-carding. LRC can also undertake any 'second placement cases' where a former debt recovery supplier has previously been unsuccessful. LRC acts for clients by either managing the whole debt recovery process for them, or by complementing their existing methods.

LRC has Alternative Business Structure (ABS) status which means the company is regulated by the Solicitors Regulation Authority (SRA) and able to handle all legal recoveries in-house – eliminating the need to partner with a third party law firm for the issue of claims. LRC’s status is that of a debt recovery legal practice and as such offers a total end-to-end service within the debt recovery sector.

BVA member LRC rates

Debt collected Total charged commission 
Up to £1,000 10%
Between £1,000.01 and £5,000 8%
Over £5,000.01 6%
Second placement cases  25%

Action Fee
Initial trace  £7.50
Secondary trace  £27.50
Issue claim form (legal action)  £25
Application for Judgement  £15
High Court Enforcement Officer  £40
Attachment of Earnings £40
Charging Order  £150 

Contact LRC 

To find out more about BVA's debt recovery partner visit the LRC website, call 0330 024 6350 or email To qualify for these exclusive discounts you will need your BVA membership number.

Terms and Conditions

This service is provided entirely by Legal Recoveries & Collections Ltd (LRC) as an endorsed affinity partner of BVA and not by BVA - BVA has entered into a contract with LRC Ltd to provide preferential rates to BVA members only and are not involved with the collection of any debts. Upon uptake of the service BVA members will be engaging in a service contract agreement with LRC and as such will be subject to their terms and conditions of use.

Telephone answering overflow support from Moneypenny

As a BVA member, you are entitled to the most competitive rates offered by Moneypenny, one of the UK’s leading telephone answering and outsourced switchboard providers. Moneypenny provides you with your own Moneypenny Receptionist, specially trained in the veterinary sector, to work just as if based in your practice.

Briefed by you on your practice, your receptionist looks after overflow calls whenever your in-house team is busy. Calls are transferred to you (or a colleague) wherever you are, or messages are sent to you immediately by email or text.

BVA members exclusive trial

BVA members are entitled to an exclusive 2-week, no-obligation free trial to experience Moneypenny’s service first-hand, and establish what package is right for your call volume. BVA members also benefit from free Saturday morning call handling. This can be extended to evenings, full weekends or even 24-7.

All packages include:

  • A dedicated Moneypenny Receptionist
  • Messages sent via email or text
  • Out-of-hours voicemail
  • Full online audit trail of calls
  • Management reports
  • No set-up fees

Contact Moneypenny to find out more on 0333 202 1005

International Veterinary Officers Coalition (IVOC)

IVOC is an annual meeting that brings together the CEOs and Presidents of six veterinary associations around the world. It is an opportunity to discuss common issues within the profession.

Alongside BVA, the following associations are IVOC members:

As a BVA member, you can benefit from three months' free membership to an IVOC association if you move to that country. 

Members can also attend any of the member association conferences at a discounted rate.

To find out more, please contact the relevant association.

Private health insurance from Bupa

The BVA Bupa health insurance scheme allows BVA members to enjoy discounted rates on BupaCare health insurance.

The scheme is one of many affinity arrangements provided by Bupa to professional associations in the UK. In June 2016 Bupa announced a review of these schemes. Unfortunately, while this review is taking place BVA members will not be able to join the BVA Bupa scheme.

BVA members who are already part of the BVA Bupa scheme will not be affected and their dependents can still be added to their schemes.

BVA members who are not currently insured with Bupa, but who wish to take out discounted health insurance, can provide us with their details for when the scheme is reopened. Contact the membership team for more information on 020 7908 6350.

    • Elsevier

      Elsevier discount for BVA members

      BVA members in the UK, Europe, the Middle East and Africa benefit from 25% off all veterinary books and ebooks from Elsevier.

      Accessing the discount 

      If you are member please log in to access the discount code

      About Elsevier

      Elsevier produces the world’s finest selection of veterinary textbooks and reference books in both print and electronic format as well as journals and online resources.

      Elsevier discount terms and conditions

      • This discount is only available for use by BVA members purchasing books and ebooks from Elsevier Health
      • By using this discount, you agree to Elsevier sharing your personal information with BVA for the purposes of improving the quality of the service we offer you
      • The offer only applies to customer in the UK, Europe and Middle East and Africa with free delivery in the UK
      • Customers must order online from, or to claim their discount
      • The discount is applied to the RRP price on Veterinary books and eBooks only (it does not include journals or international editions)

      Elsevier book competition terms and conditions

      • BVA members can enter the competition by completing the Young Vets CPD survey by 31 May 2017
      • By doing so members will automatically enter the prize draw to win one of the 10 veterinary books on offer
      • Members each win one book. The winners will choose their book in the order they are drawn
      • Winners must be active BVA members
      • The prize is not transferable or redeemable for cash
      • The first winner will be notified by 2 June 2017; subsequent winners will be contacted following a response from the previous winner to inform us of their book choice
      • Winners will be notified by phone or email
      • By entering members agree that their name can be published as winners